if (navigator.appName == "Netscape") {

var smartdiv = ('<FONT CLASS="date">Welcome to the Genesis Group!&nbsp;&nbsp;To see a live news ticker here, please use Internet Explorer&nbsp;&nbsp;</FONT>');

} else {
var smartdiv = ('<div class="ticko"><iframe height="13" marginwidth="0" width="547" scrolling="no" src="ticker/ticker.stm" frameborder="0" marginheight="0"></iframe></div>');
}